Tips for a Starting Your Home Search

October 25th, 2023 10:48 AM by Kelsey Bergey & Roxanne Johnson

Deciding to make a move begins with why you are moving and identifying what you truly want in your next home. The following steps will get you off to a good start and give you experienced professionals to guide you along the way.

  1. Make a list of things you are needing in your next home, such as the number of bedrooms, bathrooms, garage, living space, and outdoor space.  
  2. Outline the perimeter of the geographic area you are willing to consider living in, giving consideration to commute time for work, shopping, and community attributes you may enjoy.
  3. Identify your budget and how much you feel comfortable paying monthly for a home payment. 
  4. Start saving. Most loans require a down payment plus there are moving expenses, utility deposits and home inspections that will need to be paid. 
  5. Check your credit score, there are a few free ways to check without affecting your credit score.
  6. DO NOT open new credit cards or make large purchases, If you do need to trade vehicles make sure you run it by your lender first.
  7. Online mortgage calculators are easy to use as a quick reference when starting your home search but they do not replace an experienced lender. 
  8. Get pre-approved for a loan, if you do not have a lender, we can recommend an experience professional.
  9. Give us a call and schedule a free Home Buyers Consultation. Start out right with a personalized home buying plan designed for your needs. 
  10.  We will schedule home showings that work for your busy schedule and guide you with experience and professional care every step of the way. 

 

For many buyers making a move is based on a change in lifestyle whether you are buying your first home, making a move to your dream home, buying a second home, or retiring, this move is important.  We are honored to have the opportunity to guide you are you venture ahead!

 

Roxanne Johnson, Broker, ABR, CRS, GRI

Posted in:buying and tagged: home buyer
Posted by Kelsey Bergey & Roxanne Johnson on October 25th, 2023 10:48 AM

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Harmony, MN 55939