Do you want or need to move but you are struggling with the prices in today’s market? We understand there may be a bit of sticker shock for some, especially if you are comparing to certain years in the past. The real estate market is ever changing.
If you have sticker shock, we want to remind you of the historically low interest rates. If you currently own a home, buying a move up home can still be within your budget because of the low rates. Before you fixate on the asking price, look at the monthly payment. How does the payment with the low interest rate compare to the payment you have now?
For example...
Purchase Price
$100,000
$150,000
Mortgage Years
30
Interest Rate
5.5%
2.5%
Monthly Principle & Interest
$567.78
$592.86
Give us a call today to schedule a free buyers consultation, virtually or in person!
Roxanne & Kelsey
RE/MAX Select Properties
507-458-6110
roxannejohnson@remax.net
These calculations were made using a mortgage calculator on SEMNrealestate.com, the information is not guaranteed, specific individual situations and lenders will vary.
While we completely understand selling during COVID may feel like a big undertaking and you may be nervous about people coming and going from your home, we would like to ease some of your concerns. We realize buyers may be concerned about entering homes and the precautions that need to be taken. We take the health and wellbeing of our clients seriously, and although navigating COVID has posed challenges for many of us, we have found ways to successfully assist our clients in making their move.
We discuss with our sellers their health concerns and implement safety precautions as we want you to be comfortable with buyers entering your home. To minimize the transfer of germs we recommend a seller to have all the lights on, if possible, so there is no need for agents or buyers to touch your switches.
We have successfully implemented the use of technology for many years and have increased virtual showings and the usage of electronic signing throughout this pandemic. Photos are available on several real estate websites and videos of our listings can be found on our Facebook page (www.Facebook.com/SEMNrealestate). We are more than happy to conduct a Virtual Showing (real time or recorded) for you, as virtual showings have been an important tool.
We of course conduct in person showings, implementing the safety guidelines and maintaining social distancing guidelines. Most importantly before bringing buyers into your home we have asked them questions related to possible exposure to COVID-19. We have a supply of masks, gloves, and hand sanitizer in our vehicles for client use.
We feel it is important to take precautions and be practical during this time in respect of our clients and our own families. If you have been thinking of making a move, we welcome the opportunity to visit with you about your concerns and assist you in making your move happen!
Roxanne Johnson, Broker, ABR, CRS, GRII. Licensed since 1994 and franchise owner of RE/MAX Select Properties.
AWARDS: RE/MAX 100% Club, RE/MAX Platinum Club, RE/MAX Lifetime Achievement Award, Multi-Million Dollar Producer
In 25 years as a leader in Southeast Minnesota, Roxanne Johnson is dedicated to providing professional service to her clients, assisting hundreds of buyers and sellers make their move, putting their best interest as a top priority. Roxanne provides buyers and sellers with expert advice to guide them through the process for a successful closing and enjoyable process in the move. As a woman in business owning a boutique franchise office in a small town, Roxanne takes pride in providing personalized service and excellent exposure as a boutique franchise with one of the top leaders in the industry RE/MAX International.
Roxanne grew up just south of the MN boarder near Decorah Iowa and moved to Harmony Minnesota marrying her high school sweetheart Bill Johnson. Bill and Roxanne raised their two children on the family farm in Harmony where Bill manages an All-Natural beef cow/calf operation with rotational crops taking pride in sustainable farming practices. Roxanne enjoys time on the farm, walking the bike trial, time with children & grandchildren, photography and traveling. She serves as President of Harmony Area Community Foundation (non-profit), an organization that has been very instrumental in improving Harmony and creating resources for the residents.
Roxanne & Kelsey have been recognized as one of the top 5% of RE/MAX agents in the state of Minnesota and top 50 team for transactions closed.
Put their experience to work for you as the local experts you want on your side!
Kelsey Bergey- Realtor, GRI, - Licensed Real Estate Assistant and Transaction Coordinator. Joined RE/MAX Select Properties in 2011.
Kelsey joined the team in 2011 while attending Upper Iowa University, starting first as an assistant and quickly receiving her Minnesota Real Estate license allowing her to assist with everything from showing homes to closing the deal. Kelsey’s top priority is our clients, starting with the day a seller invites us into their home and the day a buyer decides it's time to start the search. Kelsey coordinates showings, home inspections, appraisers, and closings and is a major asset to our team bringing her organization and communication skills to the table for smooth transactions and successful closings for our buyers and sellers.
Kelsey is Harmony native, growing up on the family farm, where her family still farms today. Kelsey married her high school sweetheart Josh Bergey who is employed at Preston Protein Products. Kelsey and Josh keep busy with their little boy and enjoying experiences the area has to offer. In her down time, Kelsey enjoys sipping a latte, having lunch with friends, and reading.
Remember it’s time for a checkup when starting your homes heating. Having a professional clean and service your furnace is good practice for safety and efficiency. And lastly, remember to change your filter once a month.
Roxanne & Kelsey, RE/MAX Select Properties
A simple trip can spoil your day….
GFCI outlets are used to safeguard and trip off the electrical. GFCI is integrated in the outlet itself. When you plug in an appliance, such as a hair dryer, the GFCI outlet monitors the amount of power going to the device. If you accidentally drop the appliance into sink full of water, the GFCI detects the interruption in current and cuts the power...and possibly saves your life.
Do Not plug in your refrigerator or deep freeze to a GFCI outlet, should it trip the electrical current will be cut and power off your appliance, not only spoiling your day, but spoiling your food if not caught in time.
Are you thinking about selling your home? Here are 10 things to consider when preparing to sell your home.
Of course some things are clean, retro and add a charming style to perhaps that is part of the appeal. We offer a free staging consultation in preparing to market your home for sale, helping you save money and time while addressing the items that matter.
Call us whether you're buying or selling, "Because Every Move Matters!"